FRAUD ALERT

A fraudulent solicitation was recently mailed to many Cook County taxpayers regarding a property’s Home Equity Line of Credit (HELOC). The letter states it is from the Assessor’s Office and that the county will provide a 5% property tax discount if taxpayers fax a copy of their bank statement. This letter is fraudulent and was NOT sent by the Cook County Assessor’s Office. If you received this letter and have already submitted your bank information, we suggest you contact your bank immediately.

Happy Thanksgiving

As the Holiday season approaches, we are reminded of those who have helped us along in our journey of life and profession.

Clearly we don’t get enough opportunity to personally say “thank you”

even though we are thankful and grateful every day. Yet at this special time, we want to personally express our deepest appreciation for placing your confidence in us, and supporting us with your friendship and referrals.

May you and your family have continued good health, PEACE, happiness and joy this holiday season knowing that you are exactly where God wants you to be.

Wishing you and yours a very Supreme and

Happy Thanksgiving

Supreme Manor Services Family

Sheila Wilkinson-Sanders

Managing Broker - Owner

 

Please take a moment to watch this Thanksgiving video.

https://www.youtube.com/watch?v=F-iKRY1L-30

Supreme Manor Real Estate Services
1016 West Jackson
Chicago, IL 60607
(773) 881-9224
(773) 797-9640 (fax)
www.SMSrealestate.info

 

Credit is the Lifeblood of your financial life.
Most people think that your credit score is only important if you are purchasing a home or a car or trying to get a credit card. But your credit score is much more important than that.
Did you know employers evaluate your credit during background checks and may use it to determine employment eligibility? Did you also know insurance providers use your credit history to determine risk and that risk by change your premium amount?...
Please take some time each week to do something to improve your credit:
Pay all bills on time
Always pay more than the minimum
Keep your balances preferably below 30% of your limit but at least below 50%
Never close any credit card accounts.
At least quarterly check your information to make sure it's accurate and there has been no identity theft.

Fall Lawn Care: 4 Ways to Say Good Night For The Winter

Labor Day through Halloween is your window for preparing lawns for a lush spring.

Although spring lawn care gets all the attention, fall lawn care is the make-it or break-it season for grass.
Fall lawn care is hard work. There are four basic things you should do:

Aeration, Seeding, Fertilizing, Mulching

1. Aeration

Aeration gives your lawn a breather in autumn and provides room for new grass to spread without competition from spring weeds.. That allows water, oxygen, and nutrients to reach roots, and gives seeds room to sprout.
A hand-aerating tool ($20), which looks like a pitchfork with hollow tines, is labor-intensive and meant for unplugging small sections of grass. Gas-powered aerating machines (rental, $20/hour) are about the size of a big lawn mower, and are good for working entire lawns. Bring some muscle when you pick up your rental: Aerating machines are heavy and can be hard to lift into your truck or SUV.
Depending on the size of your property, professional aeration costs about $150.

2. Seeding

Fall, when the soil temperature is about 55 degrees, is the best time to seed your lawn because turf roots grow vigorously in fall and winter. If you want a lush lawn, don’t cheap out on the seed.
Bags of inexpensive seed ($35 for 15 pounds) often contain hollow husks, weed seed, and annual rye grass seed, which grows until the first frost then drops dead. Splurge on the good stuff ($55 for 15 pounds of Kentucky Bluegrass seed), which resists drought, disease, and insects.
Water your new seed every day for 10 to 20 days until it germinates.

3. Fertilizing

A late fall fertilization — before the first frost — helps your grass survive a harsh winter and encourages it to grow green and lush in spring. Make your last fertilization of the year count by choosing a product high (10% to 15%) in phosphorous or nitrogen-rich, which is critical for root growth.

4. Mulching

Instead of raking leaves, run over them a couple of times with your mower to grind them into mulch. The shredded leaves protect grass from winter wind and desiccation. An added bonus — shredded leaves decompose into yummy organic matter to feed grass roots.
A mulching blade ($10) that attaches to your mower will grind the leaves even finer.

Hope this information is useful.

Have a Supreme day!

FINANCIAL FIT TIP - Credit Repair
Your credit score can impact our life in a mighty way. So it is important to have a good credit
score. That means having a score greater than 720.
Here are some tips to help increase your credit score:
>If you haven't already done so, look at your credit report. Annualcreditreport.com is a free service. Just pick on of the 3 credit bureaus for now. Take a close look at the information. Is it correct? If not, write each credit bureau; Equifax, Transunion & Experian and dispute any errors. The credit bureau MUST investigate, respond and provide a free report of the corrections.
> Pay on time, pay on time, pay on time. At least pay the minimum due.
> Reduce balances. Goal is to pay down all balances to less than 30% of your credit limit for each credit card and overall.
> Eliminate all collections. If you have any outstanding collections, negotiate to have the "settled as agreed" with the creditor. Make sure the creditor reports the settlement with all 3 bureaus.
> If you do not have credit, start with a department store or gas card. They usually are easy to get. Then only charge the minimum; buy a pack of gum and then pay the bill as soon as it comes in.
Have a Supreme day!

FINANCIAL FITNESS TIP
Being in debt is like financial bondage.
It will cause you stress, depression, unclear thoughts / lack of focus, lack of forward movement, strain in your relationships, and lack of faith.
So here are some tips to reduce your debt and your stress.
> Only carry cash NEEDED to get thru the day (travel expense, lunch only)
> For the next 30 days, no mindless shopping, not even in the windows.
> Remove all credit cards AND debit cards from your purse.
> If you can't pay it off when the card comes, don't charge it!!!!!
> Pay at least double the minimum balance with goal to pay off the card in less than the next 12 months.
Have a Supreme day!

DID YOU KNOW?
You interested in owning Michael Jordan's house that he shared with Juanita Jordan? It's for sale for the bargain price of $16 million. This is a discounted price from it's original sale price of $29 million when it was first listed in February 2012. 2013 property taxes were $184,000. The estate sits on 7.3 acres. The house is 56,000 square feet with 9 bedroom, 15 full bathrooms and 4 half baths, an indoor basketball court, outdoor putting green, tennis court, pond, and so much more. See the video below filmed it was up for auction in 2013 for more details on the home of your dreams.
Be sure to let me know what you think.
Have a Supreme day!

Inside Michael Jordan's Chicago compound

Michael Jordan's 56,000 square-foot estate in Highland Park, Ill., has features like a regulation basketball court where the Hall of Famer used to play.